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Process — Refinance Closing

Use the following list to organize your documents for a refinance closing:

What needs done prior to closing?

• Comply with all lender requirements for approval of the new mortgage

What do you need to bring to closing?

• All mortgagors and their spouses, if any, must be present to sign closing documents
• Valid Government issued Picture ID
• Homeowners Insurance binder and one year paid receipt
• Any conditions or documents required by the mortgage lender

What will happen at your closing?

• The closer will collect any required documentation that was not previously provided to your lender
• Final settlement statement will be reviewed and signed